Archive for the ‘Insurance’ Category

Cheaper Health Insurance Plans

Friday, October 1st, 2010

Examination RoomCreative Commons License photo credit: joanna8555

Certainly health insurance is important and there are many people who have a hard time affording decent health insurance plans. Price of these plans keep rising over the years. So are there any low cost plans? Do they even exist? The following article talks about why low cost insurance is actually for wealthy people.

Is it possible that some health insurance plans can be bad for you? For certain kinds of insurance plan, especially the ones with high deductibles, that could actually be true. When insurance companies survey households with high deductible health insurance plans, they find out what you would expect – the fact that you are expected to spend out of your own pocket is enough to discourage lots of families from visiting the doctor for anything other than the most terrible health problem. (more…)

COBRA Health Insurance Alternatives

Saturday, September 4th, 2010

There’s no question that COBRA health insurance is a good idea for a lot of people. Under this type of coverage, you can continue paying group rates if you lose your job due to certain “qualifying events”. In other words, you’ll still be entitled to full medical benefits if you’re laid off, fired, or voluntarily resign — provided that gross misconduct doesn’t figure into the equation. In this way, many folks are able to keep their entire family insured no matter what’s going on with their careers. (more…)